This is probably common sense, but if TRU is one of the only "good" places for you to get action figures, or you shop there a lot, you should remember to get a Rewards R Us Card... They send you $5 certificates if you hit $150 (man, that's a high number just for $5...), but, if you spend hundreds there, it might be something to think about. Other than that though, I don't think it saves you anything, like a grocery store card, so I don't really know what the point is, if they have their spending limit set at $150. (?)