501 you obviously have a good grasp of how to use Photoshop and you have a distictive style. The images and banners you've put togeter are worthy of high praise indeed, you are one of a talented few.
One suggestion if I may, and this is not a criticism, try adding 'outer glow' to your text in the Blending Options menu, accessed by right clicking on the text layer window. By doing this your text will be more difined.